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· By the MobiPOS team at HixCode

Free POS for Phone Shops Compared: MobiPOS vs Loyverse vs Zoho vs Square

"Free POS" can mean very different things. Some tools are free to download but charge for the features a phone shop actually needs. Others are free only for one user or a limited number of sales. This comparison looks at four options a phone or electronics shop is likely to consider, and what "free" means for each.

Prices and limits below are taken from each vendor's public pricing pages and listings as of November 2026. They change often, so check the vendor's own site before deciding.

Quick comparison

MobiPOS Loyverse Zoho POS (free plan) Square POS
Core POSFreeFreeFreeFree app; card fees apply
Staff / employee managementFree, unlimited staff and rolesPaid add-on, per storeFree plan lists 1 userVaries by plan
Advanced inventory (suppliers, purchase orders, transfers)FreePaid add-on, per storeLimited on free planVaries by plan
IMEI / serial per unitYes, every unit tracked purchase to saleNot a dedicated featureVaries by planNot a dedicated feature
Installment plans with guarantorYes, built inNoNoNo (card BNPL only in some countries)
Used phone buying with seller IDYes, built inNoNoNo
Card processingNo (record card payments only)Via integrationsVia integrationsYes, in a limited list of countries
CountriesAllMostMany (plans vary by region)App widely available; card processing in about 8 countries

Loyverse

Loyverse is one of the best-known free POS apps, popular with cafés and general retail. The core POS, basic inventory and loyalty features are free. According to its pricing page, employee management and advanced inventory (suppliers, purchase orders, transfers, stock counts) are paid add-ons charged per store per month, and longer sales history is also a paid add-on. For a single phone shop that wants staff permissions and supplier purchasing, that adds up to a monthly bill.

Loyverse does not have built-in installment plans with guarantors, and it is not designed around tracking each phone by IMEI.

Zoho POS

Zoho POS has a "forever free" plan, but Zoho's own plan pages list it as one user and one register, with transaction limits that vary by region. It is a capable system when you move to a paid plan, especially if you already use other Zoho apps. On the free plan, a shop with more than one person at the counter will quickly hit the limit.

Square POS

Square's POS app is free to download, and Square makes its money from card-processing fees. Card processing is only available in a limited set of countries (Square's own help pages list about eight, including the US, UK, Canada and Australia). In many markets where phone shops sell on installment — South Asia, Africa, the Middle East — Square's payment side simply isn't available.

MobiPOS

MobiPOS is built specifically for phone, laptop, electronics and bike shops, and every feature is free for lifetime: unlimited staff with roles, unlimited branches, supplier purchases, IMEI tracking per unit, installment plans with guarantors and second-hand phone buying with seller ID records.

What it does not do: MobiPOS does not process card payments itself (you record card, cash or bank payments against each sale), and it does not have customer repair-job tickets. If card processing in the US or UK is your main need, Square is the stronger fit; if you need a café-style POS with a loyalty program, Loyverse is a good choice.

Which one should a phone shop choose?

  • You sell on installment or EMI: MobiPOS — none of the others track installment schedules and guarantors.
  • You buy and resell used phones: MobiPOS, for seller ID records and per-device profit.
  • You have staff and want permissions without a monthly fee: MobiPOS.
  • You mainly need card processing in the US, UK, Canada or Australia: Square.
  • You run a café or general store with a loyalty program: Loyverse.

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